Saturday, February 27, 2010
Sunday, February 21, 2010
So try to look at what you have and see what you can stretch a bit further. I might be wrong but I think we all have some stuff we have been looking over to make these hard times a bit better. It is really easy to over look how blessed we truly are.
Saturday, February 20, 2010
Thursday, February 18, 2010
I am disgusted. I am disgusted by the government bailing you guys out after you made piss poor loans that were not good for the lender and even worse for the person borrowing the money. I am disgusted with how easy credit was and how much it was marketed. I am disgusted on how much debt my wife and I I took on and were sleepily accepting as the way it is. I am also disgusted to see how our interest rates were raised even though we were always timely with our payments. I am also angry at seeing the value of my house decline by no fault of my own but due to market pressures due to the sub prime lending. I have had enough.
It is time to change how things are done. I can no longer afford your product of borrowing money. I can't get rid of that product right away but I can put a stop loss on getting any more of it. I am drawing the line in the sand and saying no more to debt. Good job guys, you have woke me out the slumber I was in and I am mad. I do not think I am the only one who is waking up. A certain bank who will remain nameless sent an offer of doing a rebate to my mortgage by using my credit card more. It is 1% rebate for all the money I put on my credit card. I don't think so. I am not going to put more on my credit card which is running at at double digit interest rate to help pay down my mortgage which is nicely under the double digit rate. The math does not make sense.
Money lenders-start taking better care of your customers. We are taking a good hard look at how much we really need you. I am doing some serious thought and effort to not needing the money you lend.
a less than satisfied customer
Here is a good Henry Ford quote on debt
A business which can bring itself to the point where it attracts the attention of money should be able to continue on its own feet without being financed.
Another rock on which business breaks is debt. Debt is nowadays an industry. Luring people into debt is an industry. The advantages of debt have become almost a philosophy. Possibly it is true that many people, if not most, would bestir themselves very little were it not for the pressure of debt obligations. If so, they are not free men and will not work from free motives. The debt motive is, basically, a slave motive.When business goes into debt it owes a divided allegiance. The scavengers of finance, when they wish to put a business out of the running or secure it for themselves, always begin with the debt method. Once on that road, the business has two masters to serve, the public and the speculative financier. It will scrimp the one to serve the other, and the public will be hurt, for debt leaves no choice of allegiance.
This quote was taken from this LINK.
Monday, February 15, 2010
During our trip to Canada In January, we were able to do an earthcache at Objiway Park. The earthcache listing is in this LINK. The website for the park, I have highlighted in the weekly webness. I really enjoyed the park and the earthcache. Earthcaches tend to be in places that got me and kept me in caching in the first place- showing me neat places i would not have stopped and seen otherwise because I did not hear about them before. I have gotten pickier about the caches I am doing and I am greatly grateful for the good ones I find along the way.
Sunday, February 14, 2010
I have mentioned Red Cross Racing before. (Link) My wife and I ordered the die cast car and duffel bag as the latest promos from them. These were some nice promos for something I would be doing anyway. The die cast car is a nice collectible and the duffel bag is a nice sized and nicely made bag for the gym or weekend trip or book bag. I would like to give kudos and thanks to NASCAR for supporting the Red Cross and the blood donors with these promos. It is a nice thanks to keep me donating. I would donate anyway but this is a great encouragement. Hopefully, it will encourage others to start and those giving to continue. The need for blood goes on in good times and bad. Blood donation is one way I can give in these hard economic times and NASCAR has given some nice things to keep me going.
Saturday, February 13, 2010
Friday, February 12, 2010
As part of the clean up after the snow earlier this week, I cleaned the snow off the car. At least I cleaned off the snow I could reach. As a result of my short stature, I could not reach all the snow on the roof of the car and looks like I left a mohawk of snow on the roof. I decided to post the picture for what it is worth. I think winter has gone on too long and I am getting a bit of cabin fever. Come on spring, I am cheering for you.
Wednesday, February 10, 2010
I should hop offline so I can get myuself ready to do the rest of the driveway and make sure it keeps clear. Spring is starting to really look good from here. I have had my share of cold and snow.