A Year after taking Finiancial Peace University

It has been a bit over a year since my wife and I finished taking the Dave Ramsey Financial peace University Course. There are several upsides and a couple of downsides. The two big downsides is that it has not been easy and we are not done with debt yet. Mathematically we knew both to be true but there is a difference between seeing the numbers and then living it out. The big upsides are that we are still doing what Dave teaches (more or less because who is perfect) and we are doing that because we have rid ourselves of debt in the thousands of dollars. We are not done with that but we are well on the way. Other upsides is that we are not only able to get some nice things for ourselves but for better prices than we use to but we are paying cash for it instead of charging it. There is some frustration in this since we have to put things on hold either until we have the money or we or we can find things at the price we want to spend even if we have the money. the one upside of a down economy is that there are deals to be had if you are willing to be patient. I think there has always been deals if you are patient but some are more low hanging now. We are getting better at finding deals and taking advantage of when there are good prices on things. Learning to do more do it yourself projects are also helping. Never ever stop learning and trying.